Spray Foam vs. Blown-In Insulation

Spray foam and blown-in (loose-fill) insulation are two of the most common upgrades homeowners consider for attics, walls, and crawl spaces. The right choice depends on whether you need an air seal, your budget per square foot, and the assembly being insulated.

Side-by-side specs

SpecSpray FoamBlown-In
R-value per inchR-3.5 (open) to R-7 (closed)R-2.2 (fiberglass) to R-3.8 (cellulose)
Typical installed cost$1.00–$5.00 / sq ft$1.00–$2.75 / sq ft
Air sealingYes — built-inNo — separate step required
SettlingNone10–20% in attics over 5–10 years
Lifespan80+ years20–30 years
Moisture resistanceExcellent (closed-cell)Fair
Best forWalls, crawl spaces, rim joists, roof decksOpen attic floors, dense-pack wall retrofits

Spray Foam

Pros

  • Acts as insulation AND air barrier in one application
  • Highest R-value per inch (R-6 to R-7 closed-cell)
  • Won't settle, sag, or absorb moisture (closed-cell)
  • Adds structural rigidity to walls and roof decks

Cons

  • 2-3x more expensive than blown-in per sq ft
  • Requires licensed installers and curing time
  • Difficult to remove if you remodel later
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Blown-In

Pros

  • Lowest installed cost for attics
  • Fast install — typical attic done in a few hours
  • Fills around wiring, framing, and irregular cavities
  • Made from recycled cellulose or fiberglass

Cons

  • Does not air seal — needs separate sealing work
  • Can settle 10-20% in attics over time
  • Lower R-value per inch (R-2.2 to R-3.8)
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Which should you pick?

  • You're insulating an unfinished attic floor: Go with Blown-In. Blown-in gives the best R-value per dollar for open attics. Pair with air sealing first.
  • You need to insulate AND stop air leakage in one step: Go with Spray Foam. Spray foam is both insulation and air barrier — fewer trades, faster project.
  • You're insulating a crawl space or rim joists: Go with Spray Foam. Closed-cell spray foam resists moisture and won't fall down like batts.
  • Tight budget, biggest energy impact per dollar: Go with Blown-In. Blown-in at R-49 in the attic beats partial spray-foam jobs for ROI.

Frequently asked questions

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