Energy · 8 min read · Updated 2026-06

Attic Insulation R-Value by State: 2026 Reference

Attic R-value targets vary by climate zone, not by ZIP. Here's the practical translation to every U.S. state, plus what it means for your project.

How the DOE and IECC set attic R-value targets

The U.S. Department of Energy and the International Energy Conservation Code divide the country into eight climate zones based on heating and cooling loads. Attic R-value recommendations follow those zones — not state borders.

For retrofits, the DOE recommends R-49 to R-60 in most of the country. For code-minimum new construction, the 2021 IECC requires R-49 in Zones 4–8 and R-30 to R-38 in Zones 1–3.

Retrofit attic R-value target by state

Hot / mixed-humid — R-30 to R-49 (existing homes) or R-38 to R-60 (upgrading for energy savings): AL, AR, AZ (southern), FL, GA, HI, LA, MS, NM (southern), OK, SC, TN, TX

Mixed — R-38 to R-60: CA (most), DE, DC, KY, MD, MO, NC, NJ, NV (southern), VA, WV

Cool — R-49 to R-60: AZ (northern), CO, CT, IL, IN, IA, KS, MA, MI (southern), NE, NM (northern), NY (most), OH, OR, PA, RI, UT, WA

Cold — R-49 to R-60 (target the top of the range): ID, ME, MI (northern), MN, MT, ND, NH, NY (northern), SD, VT, WI, WY

Very cold / subarctic — R-60+: AK

If your home was built before 2010 and has not been re-insulated, you are almost certainly below these targets.

Translating R-value to inches by material

Blown cellulose (R-3.7/in): R-38 ≈ 10.5", R-49 ≈ 13.5", R-60 ≈ 16.5"

Blown fiberglass (R-2.5/in): R-38 ≈ 15", R-49 ≈ 20", R-60 ≈ 24"

Fiberglass batts (R-3.2/in): R-38 ≈ 12", R-49 ≈ 15.5"

Closed-cell spray foam (R-6.5/in): R-38 ≈ 6", R-49 ≈ 7.5"

Measure existing depth from the attic floor to the top of the insulation, not to the top of the framing.

Typical upgrade cost (installed, 1,500 sq ft attic)

Air sealing + blown cellulose from R-19 to R-49: $2,000–$4,200

Air sealing + blown fiberglass from R-13 to R-49: $2,200–$4,600

Removal of damaged insulation + full replacement to R-49: $3,500–$7,500

Spray foam at the roof deck (creates a conditioned attic): $6,000–$14,000

Federal 25C tax credit (30% up to $1,200/year) plus state and utility rebates typically cover 30–60% of a code-minimum attic upgrade.

Find your state's insulation contractors

Attic work is climate-specific and code-specific. Use a local contractor who knows your jurisdiction's blower-door and inspection requirements.

Browse the state directory on the locations page to reach an insulation contractor covering your area — every state has a page with contractors, service coverage, and typical scope.

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